Biptap
| Private | |
| ISIN | 🆔 |
| Industry | Fintech, Digital banking, Cryptocurrency |
| Founded 📆 | 2022 |
| Founder 👔 | |
Area served 🗺️ | |
Key people | Jonathan Low (CEO) |
| Products 📟 | Omnibanking platform, Crypto cards, Multi-wallet system, Banking-as-a-Service |
| Members | |
Number of employees | |
| 🌐 Website | biptap |
| 📇 Address | |
| 📞 telephone | |
Biptap is a UAE-based financial technology company founded in 2022 and headquartered in Dubai. The company operates an omnibanking platform that integrates cryptocurrency assets, fiat currency accounts, payment systems, digital wallets, and card infrastructure within a single ecosystem for individuals and businesses.
Background
Biptap was founded in 2022 with the stated aim of addressing fragmentation in digital financial services. The platform is designed to serve retail users, Web3 communities, unbanked populations, entrepreneurs, and enterprises requiring embedded banking infrastructure.[1]
The company is led by CEO Jonathan Low, who has positioned Biptap around infrastructure-level financial integration rather than individual product features.
Products and Services
Omnibanking Platform
Biptap's core offering is described as an omnibanking ecosystem — a platform converging crypto assets, fiat accounts, payment rails, cards, and wallet systems. The concept aims to unify services that are typically accessed through separate applications or providers.
Multichain Wallet
Biptap includes a multichain wallet that enables users to store, manage, and transact across multiple blockchain networks within a single unified interface, removing the need for separate wallets for different chains.
Multichain Exchange
The platform incorporates a built-in multichain exchange allowing users to swap assets across different blockchain networks directly within the ecosystem, without relying on third-party exchanges.
Virtual and Physical Cards
Biptap issues both virtual and physical cryptocurrency-enabled payment cards designed for global point-of-sale compatibility and integration with wallet balances. The cards are intended for everyday spending across both online and in-person transactions.
Real-Time Payment Processing
The platform supports real-time payment processing, enabling near-instant settlement of transactions across both crypto and fiat payment rails.
Banking-as-a-Service and Whitelabel Business Solutions
Biptap provides infrastructure-level services including whitelabel banking solutions, embedded finance capabilities, and Banking-as-a-Service (BaaS) deployment targeted at fintech startups, trading platforms, Web3 projects, and enterprises seeking to launch financial products without building core banking infrastructure from scratch.[2]
PRO Accounts
The platform includes offshore-capable PRO accounts targeted at global entrepreneurs, digital nomads, and businesses requiring cross-border financial flexibility and advanced account structures.
Partnerships and Expansion
Al Fardan Ventures Partnership
Biptap entered a strategic partnership with Al Fardan Ventures to launch a global digital bank from Abu Dhabi, as reported by regional financial publication Zawya.[3]
Africa Expansion
Biptap announced an expansion into Africa through a deal with the Central African Republic, extending the platform's footprint into emerging markets.[4]
Security Infrastructure
The platform employs AES-256 encryption, asymmetric key systems, and anti-quantum decryption protocols within a structural security framework the company refers to as VOBP.
Recognition
Biptap was included in International Business Times' list of "10 Crypto Projects to Watch in 2025."[5]
References
- ↑ "Biptap is Building the World's First Omnibank". GlobeNewsWire. 2025-03-31. Retrieved 2025. Check date values in:
|access-date=(help) - ↑ "Biptap Sets the Stage for Omnibanking in 2026". Associated Press. Retrieved 2025. Check date values in:
|access-date=(help) - ↑ "BipTap and Al Fardan Ventures sign strategic partnership to launch global digital bank from Abu Dhabi". Zawya. Retrieved 2025. Check date values in:
|access-date=(help) - ↑ "Biptap Expands to Africa with Central African Republic Deal". Associated Press. Retrieved 2025. Check date values in:
|access-date=(help) - ↑ "10 Crypto Projects To Watch In 2025". International Business Times. Retrieved 2025. Check date values in:
|access-date=(help)
External links
Category:Financial technology companies Category:Companies based in Dubai Category:Cryptocurrency companies Category:Companies established in 2022 Category:Digital banking
References
This article "Biptap" is from Wikipedia. The list of its authors can be seen in its historical and/or the page Edithistory:Biptap. Articles copied from Draft Namespace on Wikipedia could be seen on the Draft Namespace of Wikipedia and not main one.
