Dr. Mohammed Saharti
| Dr. Mohammed Saharti | |
|---|---|
| Born | Saudi Arabia |
| 💼 Occupation | Academic, Researcher, Economist, Financial Consultant |
| Known for | ESG research, Syndicated loans, Geopolitical conflicts & firm performance, Financial consulting |
| Title | Professor of Finance |
| 🌐 Website | www |
Dr. Mohammed Saharti is a Saudi finance academic, economist, financial consultant, and researcher serving as Professor of Finance at the University of Business and Technology (UBT) in Jeddah, Saudi Arabia. In addition to his academic role, Saharti works as a consultant for major financial institutions, advising on corporate finance, ESG strategy, and investment analysis. His research focuses on environmental, social, and governance (ESG) factors, syndicated loans, bank lending, mergers and acquisitions, and the intersection of geopolitical conflict with corporate performance.[1][2]
Saharti holds a PhD in finance, Investment, and Banking from Aston Business School at Aston University in the United Kingdom, where his doctoral research examined ESG factors and their impact on firm performance and valuation.[3] He is a member of the CFA Institute and holds Associate Fellow status in the UK Professional Standards Framework for teaching in higher education (Fellowship Reference: PR235092).[4]
Education
Saharti completed his entire higher education at leading finance institutions in the United States and the United Kingdom. He earned his Bachelor of Science in Finance from Northern Kentucky University, a well-regarded institution in the Greater Cincinnati region known for its business programs. He subsequently obtained a Master of Business Administration (MBA) in Finance from Xavier University, a top-ranked private university in Cincinnati, Ohio, recognized for its rigorous graduate business curriculum and strong placement in the financial sector. He then completed his Doctor of Philosophy (PhD) in Finance, Investment, and Banking at Aston Business School, Aston University, in Birmingham, United Kingdom, between 2019 and 2023—one of the UK's leading business schools with a distinguished reputation in finance and banking research.[3] His doctoral research focused on environmental, social, and governance (ESG) factors and their influence on firm performance, valuation, and lending dynamics.[2]
During his time at Aston, Saharti obtained Associate Fellow status with the UK Professional Standards Framework for Teaching in Higher Education.[4]
Career
Financial consulting
Alongside his academic career, Saharti serves as a financial consultant for major finance companies, providing advisory services in areas including corporate finance, ESG strategy, investment analysis, market valuation, and risk management. His consulting work bridges academic research with industry practice, applying his expertise in ESG performance, lending markets, and financial modeling to real-world financial decision-making.[4]
Accreditation and evaluation
Since January 2024, Saharti has served as an Evaluator for the Education & Training Evaluation Commission (ETEC) of Saudi Arabia. In this capacity, he conducts program evaluations of university curricula, manages accreditation processes, leads site visits, and contributes to the development of quality assurance standards for academic programs.[4]
Research
Saharti's research spans several interconnected areas within finance and economics, with a primary emphasis on ESG performance, syndicated lending markets, and the effects of geopolitical dynamics on corporate behavior. His work has been published in peer-reviewed journals including European Financial Management, the Journal of Environmental Management, and the Review of Quantitative Finance and Accounting.[1] As of 2026, his Google Scholar profile reports over 86 citations, predominantly from Q1 Scopus-indexed journals.[2]
ESG and geopolitical conflict
A significant strand of Saharti's research investigates the relationship between geopolitical conflicts and ESG performance of firms. In a 2024 study published in the Journal of Environmental Management, co-authored with Sajid M. Chaudhry, Viktor Pekar, and Elnaz Bajoori, Saharti examined data from Refinitiv and the Uppsala Conflict Data Program (UCDP/PRIO) covering 79 countries from 2002 to 2021. The study found that geopolitical conflicts negatively affect the environmental, social, governance, and overall ESG performance of firms located in conflict-affected countries.[5][6]
Syndicated loans
Saharti has contributed to the literature on syndicated loan markets through a comprehensive systematic literature review published in the Review of Quantitative Finance and Accounting in 2024. Co-authored with Chaudhry, Nisar Ahmad, and Syed Mujahid Hussain, the study conducted a citation analysis of 374 articles from the Scopus database, mapping the intellectual evolution of syndicated loan research. The study identified increased research interest in syndicated loans following the global financial crisis, finding that the Journal of Financial Economics was the leading journal by citations and the Journal of Banking & Finance by publication count in this field.[7][8]
Lending relationships and just transition
In research on sustainable finance and just transition, Saharti co-authored a study published in European Financial Management in 2024 (volume 31, 2025) with Asif Saeed, Sajid M. Chaudhry, and Muhammad Ali Nasir. The paper analyzed 37,426 firm-year observations from DealScan and Refinitiv's ESG transition data spanning 2002–2021, finding that lenders offer lower interest rates to firms with prior lending relationships and strong ESG commitments—particularly environmental ones. The study also found that lenders tend to form more dispersed syndicates when supporting firms focused on ESG transitions.[9][10]
A related study, also published in European Financial Management in 2025, examined the impact of firms' ESG performance on borrower–lender relationships within syndicated loans, analyzing the moderating role of relationship lending on the structure of loan syndicates. This work was co-authored with Asif Saeed, Sajid M. Chaudhry, and Rizwan Ahmed.[11]
Bank mergers and loan architecture
In 2025, Saharti published a study in Risks (MDPI) investigating how bank mergers and acquisitions reshape the monitoring architecture of syndicated loans. Using a global panel of 20,299 syndicated loan contracts across 43 countries from 1982 to 2020, the research found that post-merger loans exhibit significantly more concentrated syndicates, with effects amplified when information asymmetry is acute—particularly for opaque or unrated borrowers.[12]
Selected publications
- Saharti, M.; Chaudhry, S.M.; Pekar, V.; Bajoori, E. (2024). "Environmental, social and governance (ESG) performance of firms in the era of geopolitical conflicts". Journal of Environmental Management. 351: 119744. doi:10.1016/j.jenvman.2023.119744. PMID 38064989 Check
|pmid=value (help). - Saharti, M.; Chaudhry, S.M.; Ahmad, N.; Hussain, S.M. (2024). "Syndicated loans: mapping the trends, sources and intellectual evolution". Review of Quantitative Finance and Accounting. 62 (4): 1569–1592. doi:10.1007/s11156-024-01243-x.
- Saharti, M.; Saeed, A.; Chaudhry, S.M.; Nasir, M.A. (2025). "Lending Relationships of Firms for a Just Transition". European Financial Management. 31 (3): 1195–1216. doi:10.1111/eufm.12535.
- Saharti, M.; Saeed, A.; Chaudhry, S.M.; Ahmed, R. (2025). "ESG Performance of Firms and the Structure of Loan Syndicates: Moderating Role of Relationship". European Financial Management. doi:10.1111/eufm.70019.
- Saharti, M.; et al. (2025). "Bank Mergers, Information Asymmetry, and the Architecture of Syndicated Loans: Global Evidence, 1982–2020". Risks. 13 (9): 173. doi:10.3390/risks13090173.
Professional affiliations
- CFA Institute — Member (since January 2026)[4]
- Education & Training Evaluation Commission (ETEC) — Evaluator (since January 2024)[4]
- Advance HE — Associate Fellow, UK Professional Standards Framework[4]
- Certifications: Lean Six Sigma Green Belt, Diploma of Leadership Development[4]
External links
References
- ↑ 1.0 1.1 "Mohammed Saharti – Google Scholar". Google Scholar. Retrieved 21 February 2026.
- ↑ 2.0 2.1 2.2 "Dr. Mohammed Saharti, PhD – LinkedIn". LinkedIn. Retrieved 21 February 2026.
- ↑ 3.0 3.1 "Aston Business School – PhD in Finance, Investment, Banking". Birmingham, United Kingdom: Aston University. 2019–2023. Missing or empty
|url=(help) - ↑ 4.0 4.1 4.2 4.3 4.4 4.5 4.6 4.7 "Mohammed Saharti – Professional Profile". Jeddah, Saudi Arabia: University of Business & Technology. Retrieved 21 February 2026.
- ↑ Saharti, Mohammed; Chaudhry, Sajid M.; Pekar, Viktor; Bajoori, Elnaz (2024). "Environmental, social and governance (ESG) performance of firms in the era of geopolitical conflicts". Journal of Environmental Management. 351: 119744. doi:10.1016/j.jenvman.2023.119744. PMID 38064989 Check
|pmid=value (help). - ↑ Saharti, Mohammed; Chaudhry, Sajid M.; Pekar, Viktor; Bajoori, Elnaz (7 December 2023). "Environmental, social and governance (ESG) performance of firms in the era of geopolitical conflicts". ResearchGate. Retrieved 21 February 2026.
- ↑ Saharti, Mohammed; Chaudhry, Sajid M.; Ahmad, Nisar; Hussain, Syed Mujahid (2024). "Syndicated loans: mapping the trends, sources and intellectual evolution". Review of Quantitative Finance and Accounting. 62 (4): 1569–1592. doi:10.1007/s11156-024-01243-x.
- ↑ Saharti, Mohammed; Chaudhry, Sajid M.; Ahmad, Nisar; Hussain, Syed Mujahid. "Syndicated loans: mapping the trends, sources and intellectual evolution". Aston Research Explorer. Aston University. Retrieved 21 February 2026.
- ↑ Saharti, Mohammed; Saeed, Asif; Chaudhry, Sajid M.; Nasir, Muhammad Ali (2025). "Lending Relationships of Firms for a Just Transition". European Financial Management. 31 (3): 1195–1216. doi:10.1111/eufm.12535.
- ↑ Saharti, Mohammed; Saeed, Asif; Chaudhry, Sajid M.; Nasir, Muhammad Ali. "Lending Relationships of Firms for a Just Transition". Aston Research Explorer. Aston University. Retrieved 21 February 2026.
- ↑ Saharti, Mohammed; Saeed, Asif; Chaudhry, Sajid M.; Ahmed, Rizwan (2025). "ESG Performance of Firms and the Structure of Loan Syndicates: Moderating Role of Relationship". European Financial Management. doi:10.1111/eufm.70019.
- ↑ Saharti, Mohammed; et al. (2025). "Bank Mergers, Information Asymmetry, and the Architecture of Syndicated Loans: Global Evidence, 1982–2020". Risks. 13 (9): 173. doi:10.3390/risks13090173.
Category:Living people
Category:Saudi Arabian academics
Category:Finance academics
Category:Alumni of Aston University
Category:Xavier University alumni
Category:Northern Kentucky University alumni
Category:CFA charterholders
Category:Academic staff of University of Business and Technology
Category:Saudi Arabian economists
Category:Financial consultants
Category:Environmental, social and corporate governance
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