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Mylo

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Mylo is a digital insurance agency headquartered in Leawood, Kansas. It was founded in 2015 within Lockton Companies and provides online insurance shopping, coverage recommendations, and carrier comparisons for small businesses and individuals.[1] Mylo is licensed in all 50 U.S. states and offers commercial and personal insurance products through multiple carriers.[2] The company separated from Lockton in 2023 and became an independent business backed by Group 1001.[3]

History

Mylo was established in 2015 inside Lockton Companies as a digital platform designed to expand access to insurance products.[4] Its model focused on using technology to manage a high volume of small policies.[5] The company developed a distribution approach that allows partners in various industries to integrate Mylo's insurance platform into their services.[6]

In 2018, Mylo received a minority investment from Guggenheim Partners to support platform development and growth.[7] In 2023, the company was spun out of Lockton with investment from Group 1001.[8]

Technology

Mylo uses a proprietary recommendation system, referred to as the "Mind of Mylo™," which applies predictive analytics to suggest coverage options and carriers.[9] Its cloud-based platform can be integrated into partner businesses through APIs[10] or embedded widgets.[11]

Services

The company provides insurance products in several categories, including business, auto, home, life, and health insurance, as well as small group benefits.[12] Customers can purchase policies online or through licensed agents in every state. Some sources describe Mylo's model as combining digital tools and human advisory support[13][14]

Leadership

Mylo was founded by David Embry, who serves as Chief Executive Officer. Embry previously held leadership roles at SelectQuote and J.P. Morgan Chase.[15][16] Some industry publications have highlighted his involvement in insurance technology initiatives.[17][18]

Belen Tokarski joined Mylo in 2019 and became President and Chief Operating Officer in 2022.[19] She previously worked in commercial insurance and digital operations at Insureon and CNA Financial.[20] Her work at Mylo has been covered in insurance industry media.[21][22]

Recognition

Mylo has been included in several industry lists and award programs, including the FinTech Global InsurTech 100,[23] CNBC World's Top Fintech Companies,[24] and Forbes America's Best Startup Employers.[25] It has also received FinTech Breakthrough Awards in multiple years.[26][27][28] Coverage of the company has appeared in trade publications such as Insurance Business, Insurtech Insights, and Insurance Innovation Reporter[29][30][31]

References

  1. "Meet the insurtech: Mylo". Digital Insurance. 2023-09-06. Retrieved 2026-01-27.
  2. Kenyon, Tilly (2022-03-18). "How Mylo uses data-driven technology to change insurance". insurtechdigital.com. Retrieved 2026-01-27.
  3. "Mylo CEO: Lockton's sale of stake creates growth opportunity for company's insurance tech". Kansas City Business Journal. 2023-07-27. Retrieved 2026-01-27.
  4. "Cover Story: Lockton spinoff hopes to create 'Amazon' of insurance". www.bizjournals.com. Retrieved 2026-01-27.
  5. thetechtribune (2024-07-26). "David Embry of Mylo". The Tech Tribune. Retrieved 2026-01-27.
  6. "Mylo Celebrates 10 Year Anniversary as Innovative Insurtech Leader". insnerds.com. Retrieved 2026-01-27.
  7. "Digital insurance broker Mylo Announces $28M Series A Funding | Insurance Innovation Reporter". iireporter.com. Retrieved 2026-01-27.
  8. "Mylo, a KC business with the goal of becoming the 'Amazon' of insurance, is no longer part of Lockton". Kansas City Business Journal. 2023-05-23. Retrieved 2026-01-27.
  9. Kenyon, Tilly (2022-03-18). "How Mylo uses data-driven technology to change insurance". insurtechdigital.com. Retrieved 2026-01-27.
  10. "NBKC Bank, Mylo team up to help mortgage customers get insured". Kansas City Business Journal. 2022-09-15. Retrieved 2026-01-27.
  11. jhaxell (2024-09-12). "Mylo partners with Fayr: Revolutionising insurance access for divorced parents". FinTech Global. Retrieved 2026-01-27.
  12. Revolutionist, The Financial (2023-10-31). "Selling and embedding an agency with Mylo". The Financial Revolutionist. Retrieved 2026-01-27.
  13. Team, Editorial (2024-08-05). "EMPOWERING INSURANCE: Belen Tokarski - President and COO of Mylo". Insurtech Insights. Retrieved 2026-01-27.
  14. Morgan, Rayne (2025-08-04). "Agents vs. Algorithms? Why AI still needs human advisors in insurance". Insurance News | InsuranceNewsNet. Retrieved 2026-01-27.
  15. "The Top 25 InsurTech Executives of 2025 | The Financial Technology Report". Retrieved 2026-01-27.
  16. thetechtribune (2024-07-26). "David Embry of Mylo". The Tech Tribune. Retrieved 2026-01-27.
  17. "How insurance carriers and agencies can win together". Digital Insurance. 2025-05-28. Retrieved 2026-01-27.
  18. "Embedded Insurance 2.0: How Insurers Are Cracking the Code on Seamless, High-Conversion Partnerships". ITC Vegas 2025. Retrieved 2026-01-27.
  19. "Mylo Chief Operating Officer Belen Tokarski Named Mylo President". www.newswire.com (Press release). Retrieved 2026-01-27.
  20. Team, Editorial (2024-08-05). "EMPOWERING INSURANCE: Belen Tokarski - President and COO of Mylo". Insurtech Insights. Retrieved 2026-01-27.
  21. "Belen Tokarski". Business Insurance. 2024-03-09. Retrieved 2026-01-27.
  22. "Mylo's Belen Tokarski sees leadership as 'confident humility'". Digital Insurance. 2025-11-19. Retrieved 2026-01-27.
  23. "InsurTech100 for 2025". InsurTech100 2025. Retrieved 2026-01-27.
  24. "The world's top fintech companies: 2025". CNBC. 2025-07-16. Retrieved 2026-01-27.
  25. Stoller, Kristin. "Meet America's Best Startup Employers 2021". Forbes. Retrieved 2026-01-27.
  26. "2021 Winners". FinTech Breakthrough Awards. Retrieved 2026-01-27.
  27. "2022 Winners". FinTech Breakthrough Awards. Retrieved 2026-01-27.
  28. "2023 Winners". FinTech Breakthrough Awards. Retrieved 2026-01-27.
  29. "Hot 100". www.insurancebusinessmag.com. Retrieved 2026-01-27.
  30. Team, Editorial (2024-05-30). "Ascend and Mylo Announce Strategic Partnership Driving Forward Insurance Industry". Insurtech Insights. Retrieved 2026-01-27.
  31. "Mylo Partners with UENI to Offer Embedded Business Insurance | Insurance Innovation Reporter". iireporter.com. Retrieved 2026-01-27.


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