Prometo (company)

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Prometeo (company)

Introduction

Prometeo is a financial‑technology (fintech) infrastructure company based in Montevideo, Uruguay. It builds a multi‑bank API platform that allows corporations and fintechs to access banking information, initiate payments, and validate bank accounts across multiple financial institutions. Prometeo positions itself as an intermediary between businesses and Latin American and U.S. banks by providing a single API that connects to financial institutions and handles account‑to‑account payments, account verification, and data access. Independent reports describe it as a major open-banking platform in Latin America., and by 2024, the company's network had more than 350 connections across 283 financial institutions in 10 countries. In 2026, the Financial Data and Technology Association (FDATA) reported that Prometeo's platform offered over 1,500 connections to around 1,200 financial institutions across 10 Latin American countries and the US.

History

Prometeo was founded in Montevideo in 2018 by Ximena Aleman, Rodrigo Tumaián, and Eduardo Veiga. Before creating Prometeo, Aleman and Tumaián experimented with a personal‑finance management (PFM) application; their interest in interoperability and data access led them to study European open‑banking initiatives. The enactment of Mexico's fintech law in 2018 convinced the founders that a regional open‑banking platform could succeed, so they adapted their technology and launched Prometeo to provide a single access point to banking information, transactions, and payments.

Early development was financed by local investors. A round‑up of venture capital transactions in January 2024 reported that Prometeo raised US$13 million in a Series A round led by Antler Elevate, with participation from PayPal Ventures and Samsung Next. From 2024 onward, Prometeo introduced several products and pursued international expansion. In June 2024, it launched a U.S. Bank Account Verification API that enables businesses to verify bank accounts across the United States and Latin America. The company then announced Borderless Banking in March 2025, describing it as a cross‑border service that allows businesses to open local bank accounts, automate collections, and track international transfers. In October 2025, Prometeo unveiled Agentic Banking, an infrastructure layer that lets artificial‑intelligence agents perform real‑world financial actions via the company's API network. The FDATA announced in January 2026 that Prometeo had joined its open‑finance network.

Products and services

Prometeo's core offering is a suite of Borderless products. The platform provides a single programming interface through which businesses can open local accounts, make and receive local and international payments, verify bank accounts before a payment, or KYC and KYB process through one single dashboard. TechCrunch reported in 2024 that the platform had enabled about 350 channels across 283 financial institutions in ten countries, with Brazil and Mexico among the largest markets. A later release by FDATA indicated that Prometeo's network had expanded to more than 1,500 connections at 1,200 financial institutions in 10 Latin American countries and the US.

Prometeo offers specific products and services, including:

• Borderless Banking – Launched in 2025, this service enables businesses to hold local accounts in multiple countries, automate cross‑border collections, track transfers in real time, and integrate account‑verification and fraud‑prevention tools. The launch announcement emphasized that the service was available in the United States, Mexico, Brazil, Colombia, and Argentina.
• Bank account verification – Introduced in 2024, Prometeo's U.S. Bank Account Verification API uses routing and account numbers to confirm the existence of a bank account. A 2025 press release said the platform's Name Match feature compares the beneficiary's name with the official account name, returning a match or mismatch to help reduce fraud.
• Agentic Banking – Introduced in October 2025, Agentic Banking is an infrastructure layer allowing large language models and other AI agents to perform financial actions through Prometeo's network. The company stated that this technology includes a model‑context protocol governing AI interactions and an orchestration layer that connects agents to users via channels such as WhatsApp and web portals.

Prometeo markets its platform primarily to banks, financial institutions, fintech companies, and corporate clients that need to connect to multiple banks across the Americas. Its services include payment initiation, account verification, data connectivity, and cash management

Technology and infrastructure

Prometeo's technology uses a single API to aggregate connections to many banks. According to TechCrunch, this API turns on "channels" that integrate with banks' systems; The API handles data standardisation, authentication, and regulatory compliance, enabling clients to retrieve account balances, transactions, and statements or to initiate payments. The company's infrastructure is cloud‑based and includes modules for account verification and payment execution. In 2025, Prometeo added an AI‑oriented layer, Agentic Banking, which includes a model‑context protocol and an orchestration layer to allow AI agents to perform secure financial actions.

Geographic presence

Prometeo was founded in Montevideo, Uruguay, and its headquarters remain there. The platform connects to financial institutions across Latin America and, since 2024, has expanded to the United States through its U.S. bank‑verification product. Independent reports state that by 2024, the platform served banks in ten countries, with Brazil and Mexico being its largest markets. A 2025 launch announcement noted that the Borderless Banking service was available in the United States, Mexico, Brazil, Colombia, and Argentina. Specific country coverage varies by product, and current geographic data should be referenced from official sources.

Partnerships and integrations

Prometeo collaborates with financial institutions, technology companies, and industry bodies. TechCrunch noted in 2024 that prominent partners and clients included Citi, Santander, J.P. Morgan, and Vtex. The same report highlighted investment from PayPal Ventures and Samsung Next, although these companies were not yet using Prometeo's services. In January 2026 the Financial Data and Technology Association (FDATA) welcomed Prometeo as a new member and stated that the company would contribute to policy discussions on open banking and open finance. The company is also listed as a member of regional fintech associations such as the Colombia Fintech Association, Fintech Mexico, and the Cámara Uruguay Fintech (Uruguayan Chamber of Fintech).

Recognition and media coverage

Prometeo has received recognition for its open‑banking innovations. The 2025 Juniper Research Future Digital Awards for Fintech & Payments named Prometeo's Borderless Banking product the "Platinum" winner in the Open Banking Innovation category. Technology and fintech publications have frequently described Prometeo as one of the largest open‑banking API platforms in Latin America, and news outlets such as TechCrunch have covered its funding and expansion. Government agencies have also referenced the company as a pioneer of account‑to‑account payments in the region.

Leadership and organization

Prometeo is privately held. Its founders are Ximena Aleman (co‑chief executive officer), Rodrigo Tumaián (co‑chief executive officer), and Eduardo Veiga (chief technology officer). Aleman previously worked as a journalist and covers fintech topics, while Tumaián has a background in computer security and has served as president of the Uruguayan Chamber of Fintech since 2021. As of 2024, the company employed more than fifty people across seven nationalities, according to its corporate website.

See also

• Open banking – a model in which financial institutions share data with third parties via APIs.
• Open finance – the extension of open banking principles to other financial services.
• Application programming interface (API) – a software interface that allows different systems to communicate.
• Fintech – technology used to improve or automate financial services.

References

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