US Premium Finance
| File:US Premium Finance logo.jpg | |
| Private | |
| ISIN | 🆔 |
| Industry | Financial services
Loan & credit services Insurance services Fintech services |
| Founded 📆 | October 1, 1971; 53 years ago (as American Banking Company)
December 18, 1980; 44 years ago (as ABC Holding Company) Moultrie, Georgia |
| Founder 👔 | Eugene M. Vereen, Jr. |
Area served 🗺️ | United States |
Key people | |
| Products 📟 | Premium Financing
Financing Technology Insured Borrowing Insurance Software Cancellation Prevention Software Mobile App for Borrowers |
| Members | |
Number of employees | 2,702 (2021) 2,710 (March 2025) |
| Parent | Ameris Bancorp |
| 🌐 Website | uspremiumfinance.com |
| 📇 Address | |
| 📞 telephone | |
US Premium Finance (USPF) is a U.S.-based financial services company specializing in insurance premium financing. Founded in 1993 and headquartered in the Atlanta suburb of Peachtree Corners, Georgia. USPF serves a broad range of insurance brokers and agents–from boutique firms to the world’s largest insurance providers.
Overview
US Premium Finance offers financing solutions that allow businesses and individuals to pay insurance premiums through structured loan agreements. These services are particularly beneficial for clients seeking flexible payment options for insurance policies. USPF is known for its competitive loan rates, inventive loan structures, and responsive customer service. They operate in all 50 US states, Puerto Rico, and the US Virgin Islands.
Services
US Premium Finance provides financing for commercial insurance premiums. Services include:
- Flexible loan terms tailored to client needs
- Customized software for agents and brokers to manage accounts and generate documents
- Mobile app for insured borrowers to manage policies
- Cancellation prevention tools to help maintain coverage
- 24/7 account access via web and mobile platforms
- CAPE cancellation prevention program
Technology and Innovation
USPF emphasizes technological innovation in its service delivery. Its proprietary software streamlines the financing process, enabling agents to quote, document, and manage loans efficiently. The company also invests in continuous product development to adapt to the evolving financial services landscape. AI automation is utilized to actively enhance the premium finance process and provide added efficiency for agents and brokers.
Headquarters
US Premium Finance is headquartered in Peachtree Corners, Georgia and serves agents and brokers across the United States, Puerto Rico, and the US Virgin Islands.
Corporate Philosophy
US Premium Finance’s mission centers on delivering:
- High-quality, inventive financing solutions
- Courteous and responsive customer service
- Streamlined processes through advanced technology
- Reliable and secure access to account management tools
US Premium Finance is a member of the National Premium Finance Association (NPFA)
Parent Company
US Premium Finance, based in Peachtree Corners, GA, was previously a separate holding company. Ameris Bancorp acquired a minority ownership position in the company in 2017 and the remaining stake in 2018.[1]
As a division of Ameris Bank, US Premium Finance is backed by a strong capital position and serves as a stable, competitive resource for commercial insurance financing. The parent company, Ameris Bancorp, is a bank holding company headquartered in Atlanta, GA, with more than 50 years in business and managing over $26 billion in assets.
References
- ↑ "Ameris Bancorp to Acquire the Remainder of US Premium Finance". Ameris Bank. 1/26/2018. Check date values in:
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