KAL
| Private | |
| ISIN | 🆔 |
| Industry | ATM software |
| Founded 📆 | 1989 |
| Founder 👔 | |
| Headquarters 🏙️ | , , |
Area served 🗺️ | |
Key people | Aravinda Korala |
| Products 📟 | Kalignite Software Platform, K3A-Kalignite Advanced ATM Application, Kalignite NDC Application, KTC - Kalignite Terminal Controller, RTM |
| Members | |
Number of employees | |
| 🌐 Website | www.kal.com |
| 📇 Address | |
| 📞 telephone | |
KAL is a company specialising in ATM software for bank ATMs, self-service kiosks, and bank branch networks. All KAL products are multivendor, Windows-compliant and conform to the industry XFS standard.[1][self-published source?] KAL is the world's number two supplier of true multivendor ATM software.[2] KAL supplies its software to major global banks including China Construction Bank, Citibank and UniCredit.[3]
History
The company was established in 1989 by Dr. Aravinda Korala;[4] hence Korala Associates Limited. KAL is headquartered in Edinburgh, Scotland. KAL also has office locations elsewhere in the UK, plus in the US, Europe, India, China, Japan, Malaysia and Australia. In 2011 KAL won the Queen's Award for Enterprise in the International Trade category.[5]
Products
KAL's major product is self-service software for ATMs and kiosks. In 2012, KAL introduced the RTM[6] (Retail Teller Machine). The RTM dispenses vouchers instead of cash[7] meaning banks can operate in previously inaccessible areas while still offering the complete feature set of an ATM.[8] KAL was the first ATM software company to deliver its products certified for Microsoft Windows 8 – just one week after the new operating system was officially launched by Microsoft in November 2012.[9]
Industry standards and organisations
KAL is a participatory member of the ATM and self-service industry and belongs to the following industry associations and standards:
- Product suite conformed to the WOSA 1.11 industry standard in 1995 (later renamed to XFS in 2000)
- The Payment Card Industry Security Standards Council[10]
- Membership of ATM Industry Association (ATMIA)[11]
References
- ↑ "Introduction to KAL Software Engineering in Edinburgh". Archived from the original on 1998-04-15. Retrieved 2025-11-24.
- ↑ "Retail Banking Research - ATM Software 2016". www.rbrlondon.com.
- ↑ "Tech firm KAL clinches £20m ATM contract with Italy's UniCredit - The Scotsman". Archived from the original on 2016-03-12. Unknown parameter
|url-status=ignored (help) - ↑ "Scottish firms claim Queen's Awards". 21 April 2011.
- ↑ "Winners 2011 | the Queen's Awards for Enterprise Magazine". Archived from the original on 2012-11-14. Retrieved 2012-10-09. Unknown parameter
|url-status=ignored (help) - ↑ "RTM Retail Teller Machine | KAL ATM Software". Archived from the original on 2012-06-18. Retrieved 2025-11-24.
- ↑ "ATMs dispense vouchers instead of cash | Springwise". Archived from the original on 2012-10-21. Retrieved 2012-10-22. Unknown parameter
|url-status=ignored (help) - ↑ http://touchpoint.pk/Newsletter%209%20(Touchpoint%20Partners%20With%20KAL%20To%20Launch%20RTM%20In%20Pakistan).pdf [permanent dead link]
- ↑ "Archived copy". Archived from the original on 2017-01-18. Retrieved 2012-11-07. Unknown parameter
|url-status=ignored (help)CS1 maint: Archived copy as title (link) - ↑ "Official PCI Security Standards Council Site - Verify PCI Compliance, Download Data Security and Credit Card Security Standards". Archived from the original on 2012-10-15. Retrieved 2012-10-22. Unknown parameter
|url-status=ignored (help) - ↑ "ATM Industry Association Loyal Members". www.atmia.com. Archived from the original on 2007-10-17. Unknown parameter
|url-status=ignored (help)
External links
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