Sebastián Serrano
| Sebastián Serrano | |
|---|---|
 File:Sebastian_Serrano.jpg | |
| Born | April 4, 1981 Buenos Aires, Argentina |
| 🏳️ Nationality | Argentina |
| 🏫 Education | National University of La Plata |
| 💼 Occupation | entrepreneur and software developer |
| Known for | Bitcoin and cryptocurrency specialist, CEO and co-founder of Ripio |
| Twitter= | |
Sebastián Serrano (Buenos Aires, April 4, 1981) is an Argentinian entrepreneur and software developer, Bitcoin and cryptocurrency specialist and CEO and Co-Founder of Ripio, a fintech company based in Blockchain technology. Ripio is one of the earliest and largest crypto-companies in Latin America and currently has over 300,000 users.[1][2]
Career[edit]
Sebastián Serrano was born in Buenos Aires, but soon after his family moved to Choele Choel,[3] a city located in Río Negro province, in the region of Patagonia.[4] During his teens, he learnt software programming and helped to develop the first Internet service provider in his hometown.[5][6][7] Then, he studied Computer Science[8] at the National University of La Plata.[4][9]
Sebastian played major roles in several fintech startups such as PayMentez, Moni[10] and MetaTiendas.[11] He also served as a network security administrator at the Ministry of Economy of the Province of Buenos Aires[12] and as the CTO at Internet Winds AG S.A.[13]
In 2007 he founded devsAr, a web and mobile software development company for startups across Latin America based in Argentina.[4]
He was considered one of the top 20 fintech influencers of Argentina by Techfoliance.[14]
BitPagos[edit]
In 2012 he became interested in the potential of cryptocurrencies and created BitPagos, the first bitcoin payment processor in Latin America.[15]
BitPagos was developed under the foreign currency controls established in Argentina during the presidency of Cristina Fernández de Kirchner, where it was difficult to exchange Argentina pesos to American dollars.[16] The app allowed people in Argentina to do international transactions through cryptocurrencies instead of local currency and avoid the restrictions of the Argentine economy.[7] In the other hand, BitPagos allowed to keep savings in Bitcoin and hence avoid losing the value of money in a rapidly depreciating money like the Argentine peso, where the inflation rate is high.[17][18]
Ripio[edit]
In 2014, Sebastian and part of his former team at BitPagos launched Ripio, a web and mobile app that offers several Blockchain-based services, such as a digital wallet, fiat-to-crypto brokerage and credit and payments solutions.[19][20][21][22][23][24]
In late 2015, the company acquired Unisend -at the time, the only peso-to-bitcoin exchange in Argentina-[7] and in mid 2016, Ripio became the first crypto wallet to extend online loans, offering 30-day payments and installment plans to make online purchases without the need of a credit card or a bank account.[15]
In 2017 Ripio launched a project called Ripio Credit Network (RCN),[25] which was conceived as an Ethereum-based peer-to-peer credit protocol that connects lenders and borrowers anywhere in the world and on any currency through smart contracts.[25][26][27] A token sale associated with the RCN project raised $37 million worth of cryptocurrencies.[22][1][28]
In 2018 Ripio was the sole Argentine company included in the Fintech100 list, a ranking conducted by KPMG that selects the most innovative startups of the year.[29]
In 2019, Ripio was selected by Visa for their startup acceleration program in Brazil and by Google for the Launchpad Accelerator program in Mexico.[30][31]
Ripio has been funded by Silicon Valley investors[4] like Tim Draper,[32][33] Pantera Capital,[34] Medici Ventures,[35] Digital Finance Group and Digital Currency Group,[36] and has raised over $6 million in several investment rounds.[37]
References[edit]
- ↑ 1.0 1.1 Fenech, Gerald. "Interview: A Journey From Poverty To Banking The Unbanked in Argentina". Forbes. Retrieved 2019-10-11.
- ↑ "Ripio Is Launching a Crypto Exchange for 3 Latin American Nations". Yahoo Finance. Retrieved 2019-10-11. Unknown parameter
|url-status=ignored (help) - ↑ "BitPagos, now Ripio, lands $1.9M to promote financial inclusion in South America using bitcoin". TechCrunch. Retrieved 2019-10-14.
- ↑ 4.0 4.1 4.2 4.3 "La billetera virtual que viajó de Choele a los Estados Unidos". Diario Río Negro (in español). 2017-08-18. Retrieved 2019-10-11.
- ↑ Casabona, Pablo (2014-09-10). "Sebastián Serrano: El argentino que decidió apostar todo al mundo bitcoin". LatamNoticias (in español). Retrieved 2019-10-14. Unknown parameter
|url-status=ignored (help) - ↑ "Los argentinos que ya están en el Blockchain". Clarín (in español). Retrieved 2019-10-14. Unknown parameter
|url-status=ignored (help) - ↑ 7.0 7.1 7.2 "Sebastián Serrano: "Bitcoin y las criptomonedas son el dinero conviertiéndose en software"". Infobae (in español). Retrieved 2019-10-11.
- ↑ "Historia de un "criptorromance ": la Argentina y la moneda digital". La Nación (in español). 2017-08-06. Retrieved 2019-10-14. Unknown parameter
|url-status=ignored (help) - ↑ "Gurúes digitales argentinos quieren crear un mundo "econo-friendly"". Aire de Santa Fe (in español). 2017-12-01. Retrieved 2019-10-14.
- ↑ "Ripio (RCN)" (PDF). Piccolo Research. Retrieved 2019-10-14. Unknown parameter
|url-status=ignored (help) - ↑ "Bitpagos, el primer sistema de pago que opera con bitcoins para América Latina". PulsoSocial (in español). 2013-05-15. Retrieved 2019-10-14.
- ↑ "Ripio Credit Network is Sinking: Past-ICO Review" Check
|url=value (help). U.Today. 2018-07-18. Retrieved 2019-10-14. - ↑ "Impact on Developing World | SXSW 2015 Event Schedule". SXSW Schedule 2015. Retrieved 2019-10-11. Unknown parameter
|url-status=ignored (help) - ↑ "Mapping of the 20 must-know Fintech Influencers in Argentina". INVYO Insights LATAM. 2017-09-20. Retrieved 2019-10-17. Unknown parameter
|url-status=ignored (help) - ↑ 15.0 15.1 "BitPagos uses the blockchain to enable credit for online payments in emerging markets". TechCrunch. Retrieved 2019-10-11.
- ↑ "Argentina tightens dollar exchange controls". BBC. 1 November 2011. Archived from the original on 27 September 2016. Retrieved 14 October 2019. Unknown parameter
|url-status=ignored (help) - ↑ Popper, Nathaniel (2016). Digital gold : Bitcoin and the inside story of the misfits and millionaires trying to reinvent money (First ed.). New York, NY: HarperCollins. p. 278. ISBN 9780062362490. OCLC 903213020. Search this book on
- ↑ Vigna, Paul (2016). The age of cryptocurrency : how bitcoin and the blockchain are challenging the global economic order (First ed.). New York, N.Y.: Picador. ISBN 9781250081551. OCLC 905685686. Search this book on
- ↑ "Ripio, la billetera digital, recibió nueva capitalización". Road Show (in español). Retrieved 2019-10-11. Unknown parameter
|url-status=ignored (help) - ↑ Higgins, Stan (2017-01-03). "BitPagos Raises $1.9 Million in Funding, Rebrands as Ripio". CoinDesk. Retrieved 2019-10-11.
- ↑ "Presentan Ripio, un sistema para comprar Bitcoins en los kioscos argentinos". RedUsers (in Spanish). 2014-08-13. Retrieved 2019-10-11. Unknown parameter
|url-status=ignored (help)CS1 maint: Unrecognized language (link) - ↑ 22.0 22.1 Cuen, Leigh (2018-09-05). "Ripio Rolls Out Crypto-Powered Loans Across Latin America". CoinDesk. Retrieved 2019-10-11.
- ↑ "Los argentinos que ya están en el Blockchain". Clarín (in español). Retrieved 2019-10-11. Unknown parameter
|url-status=ignored (help) - ↑ "Loan processing service utilizing a distributed ledger digital asset as collateral. United States Patent Application: 0180075421". appft.uspto.gov. Retrieved 2019-10-14. Unknown parameter
|url-status=ignored (help) - ↑ 25.0 25.1 "Ripio Credit Network launches, aiming to attack bank loan fees in emerging markets". TechCrunch. Retrieved 2019-10-11.
- ↑ WO/2019/010331, Serrano, Sebastian; Luciana Marcela Gruszeczka & David Garcia, "Smart Contract Based Credit Network", issued 2019-01-10
- ↑ "Loan processing service utilizing a distributed ledger digital asset. United States Patent Application: 0160371771". appft.uspto.gov. Retrieved 2019-10-14. Unknown parameter
|url-status=ignored (help) - ↑ "Potencia argentina para un universo virtual". El Cronista (in español). 2018-09-20. Retrieved 2019-10-14. Unknown parameter
|url-status=ignored (help) - ↑ "Ripio fue seleccionado entre los cien proyectos fintech más innovadores del mundo". Infobae (in español). Retrieved 2019-10-11. Unknown parameter
|url-status=ignored (help) - ↑ "Visa do Brasil e Google vão acelerar fintech de Bitcoin e criptomoedas". CriptoFácil (in português). 2019-04-18. Retrieved 2019-10-11.
- ↑ Quirós, Fernando (2019-04-17). "Ripio fue elegida entre las startups que impulsa Google con Launchpad Accelerator en México". Cointelegraph (in español). Retrieved 2019-10-11.
- ↑ "Por el cepo, creó una app para pagar cuentas con bitcoin". La Nación (in español). 2018-03-21. Retrieved 2019-10-11. Unknown parameter
|url-status=ignored (help) - ↑ "Tim Draper: "Los países tendrán que competir por los mejores ciudadanos "". La Nación (in español). 2017-12-20. Retrieved 2019-10-11. Unknown parameter
|url-status=ignored (help) - ↑ "Pantera Capital Already Raises Over $70 Million for Its Third Crypto Fund". Bitcoin News. 2018-08-16. Retrieved 2019-10-11.
- ↑ "Medici Ventures invests in Ripio to bring bitcoin to the unbanked in Latin America". ImpactAlpha. 2017-05-04. Retrieved 2019-10-11.
- ↑ "Criptocrédito: Ripio permite solicitar préstamos en pesos". Infobae (in español). Retrieved 2019-10-11. Unknown parameter
|url-status=ignored (help) - ↑ "Ripio Credit Network (RCN): Beginners Guide | What You Need to Know". Coin Bureau. 2019-04-03. Retrieved 2019-10-11.
External links[edit]
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