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Annuity puzzle

From EverybodyWiki Bios & Wiki


The annuity puzzle is the observation that few people buy annuities to fund retirement, despite it being economically optimal, assuming they're not saving for other causes.[1]

References

  1. Peijnenburg, Kim; Nijman, Theo; Werker, Bas J. M. (2016-09-01). "The annuity puzzle remains a puzzle" (PDF). Journal of Economic Dynamics and Control. 70: 18–35. doi:10.1016/j.jedc.2016.05.023. ISSN 0165-1889.



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