Kissht
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| Private | |
| Traded as | KISSHT |
| ISIN | 🆔 |
| Industry | Financial technology |
| Founded 📆 | 2015 |
| Founder 👔 | Ranvir Singh Krishnan Vishwanathan |
| Headquarters 🏙️ | , , India |
Area served 🗺️ | India |
| Services | Loan |
| Members | |
Number of employees | |
| Parent | OnEMI Technology Solutions Pvt. Ltd. |
| 🌐 Website | www |
| 📇 Address | |
| 📞 telephone | |
Kissht Loan is an Indian financial technology company that provides digital lending services to consumers and small businesses. It was founded in 2015 and operates under its parent company, OnEMI Technology Solutions Pvt. Ltd., headquartered in Mumbai, Maharashtra, India.[1][2]
History
Kissht was established in 2015 by entrepreneurs Ranvir Singh and Krishnan Vishwanathan.[3][4][5] Initially focused on unsecured personal loans and consumer durable financing, the company expanded its portfolio over time to include various credit products and digital financial services for underserved segments.[6][7][8]
Services
Kissht offers consumer loans, personal loans, and business loans through a digital platform.[9] In March 2025, the company launched digital loans against property, enabling users to secure funding using real estate assets as collateral. This service, aimed at both individuals and micro, small, and medium enterprises (MSMEs), utilizes artificial intelligence (AI) to process loan applications digitally with minimal documentation and turnaround times as short as 24 hours.[10]
Financial performance
In the financial year 2022–23, OnEMI Technology Solutions Pvt. Ltd. reported an operating revenue of ₹1,020.9 crore, a 91% increase from the previous year.[11] The company posted a net profit of ₹59 crore and an adjusted profit of ₹95.5 crore, excluding non-cash expenses such as Employee Stock Option Plans (ESOPs).[12]
As of March 2025, the company reported assets under management (AUM) exceeding ₹4,200 crore, reflecting a 55% year-over-year growth.
Funding and investment
In June 2022, Kissht raised $80 million in a funding round led by Vertex Growth and the Brunei Investment Agency.[13] The capital was used to expand its product offerings and support the launch of a new platform, RING, aimed at providing young consumers with digital credit alternatives to traditional credit cards.[14]
Brand association
In December 2024, Sachin Tendulkar joined Kissht as a strategic investor and brand ambassador.[15][16][17]
References
- ↑ "Kissht parent's AUM crosses Rs 4,000 crore in FY25". Financialexpress. 2025-04-03. Retrieved 2025-06-05.
- ↑ "Kissht pushes into secured lending before IPO". The Arc. Retrieved 2025-06-05.
- ↑ "Former Kissht founders launch debt resolution platform, secure $3.5 mn". www.business-standard.com. Archived from the original on 2025-04-08. Retrieved 2025-06-05. Unknown parameter
|url-status=ignored (help) - ↑ "Kissht founders launch debt resolution startup Rezolv, raise $3.5 million from 3one4 Capital". The Economic Times. 2025-03-04. ISSN 0013-0389. Retrieved 2025-06-05.
- ↑ "Episode 11 of Crafting Bharat Podcast: Krishnan Vishwanathan, Founder of RING & Kissht, Explores the Indian Startup Ecosystem". www.business-standard.com. Archived from the original on 2024-09-25. Retrieved 2025-06-05. Unknown parameter
|url-status=ignored (help) - ↑ "Shwetha Iyer on how Kissht is enabling financial inclusion at scale across Bharat". www.adgully.com. Retrieved 2025-06-05.
- ↑ "Kissht launches version 2.0 | Kissht launches version 2.0". www.asianage.com. 2018-12-15. Retrieved 2025-06-05.
- ↑ "Kissht launches -"Scan and Pay Later-" credit wallet in India | Kissht launches \"Scan and Pay Later\" credit wallet in India". www.asianage.com. 2018-02-16. Retrieved 2025-06-05.
- ↑ "Kissht: Enabling instant digital loans to lower income groups". Financialexpress. 2021-10-04. Retrieved 2025-06-05.
- ↑ "Emergency Funds In A Flash: Real Stories Of How Kissht Saved The Day". Free Press Journal. Retrieved 2025-06-05.
- ↑ Livemint (2023-10-23). "Fintech lender RING's FY23 revenue jumps 100%, profit at ₹95.5 crore | Company Business News". mint. Archived from the original on 2024-11-03. Retrieved 2025-06-05. Unknown parameter
|url-status=ignored (help) - ↑ "Kissht parent reports Rs 95.5 crore profit in FY23, revenue doubles to Rs 1,037 crore". The Economic Times. 2023-10-23. ISSN 0013-0389. Retrieved 2025-06-05.
- ↑ Bhalla, Tarush (2022-06-08). "Kissht raises $80 mn, to foray into challenger card segment". The Economic Times. ISSN 0013-0389. Retrieved 2025-06-05.
- ↑ Chaki, Deborshi (2018-09-03). "Kissht is in funding talks with Eduardo Saverin". mint. Archived from the original on 2020-11-09. Retrieved 2025-06-05. Unknown parameter
|url-status=ignored (help) - ↑ www.ETBrandEquity.com. "Kissht partners with Sachin Tendulkar as its ambassador - ET BrandEquity". ETBrandEquity.com. Retrieved 2025-06-05.
- ↑ "Sachin Tendulkar joins Kissht as brand ambassador". Financialexpress. 2024-12-18. Retrieved 2025-06-05.
- ↑ "Fintech platform Kissht onboards cricketing legend Sachin Tendulkar". The Economic Times. 2024-12-18. ISSN 0013-0389. Retrieved 2025-06-05.
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